Thank you have been very hard for me latly to see whats positive to everything negative that is happening in this world. I for one is really pissed with how the government in my country handles everything. I will give you a general idea. The Governement here always and i always say that they only will think of their own asses before their countrymen. They try to make it work because they want their reputation to be good. Having a good reputation is not bad but getting a job done just for reputation have a lots of bad kharma in it.
Going back in saying thank you, i thank you that regardless of what is happening here in this world. i do still believe that we could make things better. Its shifting our attitude toward positive reinforcement. Thank you for letting me realize that for every problem i encounter i should deal with positive reinforcement to have better result. Its how it is done.
Security is the key in running a good government and a good ecosystem. After reading an article about mobile payments or banking. I would advise apple CEO to try to buy a bank or align them with a bank. The most securebank the better. How about bank of America as its first bank that they would align. This way having apple handles all the bank computer transactions and adding new security things that could incorporate users to pay other users using their phones. Its like increasing opportunity for transaction. Imagine the payroll system incoporated in Enterprises which automatically conputes each employee's wages base on the phones location and stuff. It would also be nice to have each employee have budgets over stuff using the phone. The clearing house and checkers could be done by apple secure OS and making every transaction interesting for everyone.
Lets say apple owns Bank of America, an employee with the iOS company system would have a BOA account this way the owner of the account could track his/hers salaries and able to easily set aside x amount or allocate certain amount to their 401K or any investment that BOA could offer. Companies could also direct send money to their employees or set a budget for other expenses that any employee would ask for or request. Due to the mobile and direct nature of this company side documentations and paper work approval would also be easier and handle with atmost secrecy. The less people know the better.
Payment would also come easier, people could pay X amount and put a certain date on each transaction. If they agreed to pay X amount to J person at a certain time both could agree and the bank would automatically send the money on the date agreed and also notify the payer of such responsibilty. This way everyone would pay their responsibility. Another cool thing with this is everyone would have access to their own account and would know how much they have. The key here is security. Too many information they need hide and protect so that this could happen. My suggestion is everything could only be accessed via cloud. It means that in order a transaction or request be made they would need to use iOS iphone to access the said account. They the cloud would just send information per request. This way the data is always wipe clean from the phone. The finger print and other security purposes is to make sure that the one accessing those information is to the right person this is a way to make sure that it will be secure. Now another way to make this work is to make sure that a certain physical button can be click to actually know that the actual person is physically there to administer the said transaction. It button is a separate device and the only function is to send a signal. The signal would only be send after finger print and other verification. After the verification enough power would be given to the clicker that would disipate at a certain time to lapse the verification. This way the security layer of the system is better
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